Risk assessment method and device

• Main Authors: SUN JIEXIONG, SHA LEILEI, DAI ENCHEN, FENG YUNLE, ZHOU JIAMIN, KUANG DAIMING, BU YI, HUANG JUNCHUN, GE WEIZHONG
• Format: Patent
• Language: Chinese; English
• Published: 09.04.2021
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The embodiment of the invention provides a risk assessment method and device. The method comprises the following steps: providing least one rule strategy set, wherein the rule strategy set comprises at least one evaluation rule; determining at least one target rule strategy set corresponding to a target business party from the at least one rule strategy set; performing risk assessment on related data of a to-be-assessed object according to the assessment rules in the at least one target rule strategy set to obtain a risk assessment result of the to-be-assessed object. According to the technical scheme provided by the embodiment of the invention, the reliability and accuracy of risk assessment are improved. 本申请实施例提供一种风险评估方法及装置。其中，提供至少一种规则策略集合；所述规则策略集合中包括至少一个评估规则；从所述至少一种规则策略集合中，确定目标业务方对应的至少一种目标规则策略集合；按照所述至少一种目标规则策略集合中的评估规则，对待评估对象的相关数据进行风险评估，获得所述待评估对象的风险评估结果。本申请实施例提供的技术方案提高了风险评估的可靠性和准确性。