COGNITIVE FRAUD PREVENTION

• Main Authors: CARNEVALE GIULIA, MORGANTINI DANIELE, BIONDI DOMENICO, GALILEO MARIELLA
• Format: Patent
• Language: Chinese; English
• Published: 12.02.2021
• Subjects: ELECTRIC COMMUNICATION TECHNIQUE; ELECTRICITY; TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHICCOMMUNICATION

A computer implemented method for preventing fraudulent activity on a user account, includes analyzing a set of personal information corresponding to a user to identify one or more travel events, wherein each travel event indicates a corresponding timeframe and location; receiving an access attempt made with respect to a user account and a current location corresponding to the access attempt; determining whether the current location corresponds to a location indicated by the one or more identified travel events; analyzing one or more external sources to determine whether the current location is explainable responsive to determining the current location does not correspond to a location indicated by the one or more identified travel events; and denying the received access attempt made withrespect to the user account responsive to determining the current location is not explainable. 一种用于防止用户帐户上的欺诈活动的计算机实现的方法包括：分析与用户相对应的一组个人信息以识别一个或多个旅行事件，其中每个旅行事件都指示对应的时间范围和位置；接收对用户帐户的访问尝试和与该访问尝试对应的当前位置；确定当前位置是否对应于一个或多个识别出的旅行事件指