Bulk commodity e-commerce platform risk control method and system

• Main Authors: GONG WENLONG, LI SI, XIAO SHIGUO, HU MIN, HUA YONG
• Format: Patent
• Language: Chinese; English
• Published: 09.02.2021
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC DIGITAL DATA PROCESSING; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention provides a bulk commodity e-commerce platform risk control method and system, and the method comprises the following steps: 1, building a transaction index database, and obtaining the market index of a bulk commodity in real time; 2, when a contract is ordered, obtaining current bulk commodity order information and current bulk commodity inventory information, and setting order deposit; 3, calculating the pledge rate; and 4, setting a warning line of the order margin, a warning line of the current bulk commodity inventory and a leveling line of the current bulk commodity order according to the pledge rate, and processing. According to the invention, the transaction index database is established, the market index of bulk commodities is obtained through crawlers in real time, the transaction index and the pledge rate are measured and calculated, and corresponding risk control measures are taken in combination with online and offline measures. Therefore, the risk control problem in real-time bulk c