Asset transaction method and asset transaction platform for credit assets

• Main Authors: HAN FEI, WANG DEFENG, LUO ZHENXUAN
• Format: Patent
• Language: Chinese; English
• Published: 01.09.2020
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention discloses an asset transaction method and an asset transaction platform for credit assets, and belongs to the technical field of financial transactions, and the asset transaction methodcomprises the following steps: (1) carrying out credit asset generation; (2) segmenting the asset principal and the asset interest; (3) carrying out asset recombination according to the staging principal occupation time; and (4) carrying out transfer transaction on the recombined credit assets. According to the invention, the asset segmentation recombination and recombination asset transaction method is introduced, so that the asset repayment performance and safety can be ensured, the risk level of active management capability control is improved, the transaction structure is more flexible, the fund utilization rate and the capital income are further improved, and the asset liquidity, the capital satisfaction rate, the loan structure and the concentration degree can be improved, and the income capability is improv