SYSTEMS AND METHODS FOR DYNAMIC INCLUSION OF ENHANCED DATA IN TRANSACTIONS

• Main Authors: BRAHMBHATT VIMAL, MULLANEY CRAIG, SPECTOR HOWARD, BEER ALLISON, SAMUELS BRENT
• Format: Patent
• Language: Chinese; English
• Published: 24.03.2020
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

Systems and methods for dynamic inclusion of enhanced data in transactions are disclosed. According to another embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a mobile wallet payment with dynamic enhanced data using a mobile payment application may include: (1) receiving, from a merchant point of transaction device, a transaction request from a mobile payment application executed by a mobile electronic device, the transaction request comprising a unique identifier for a financial instrument provisioned to a mobile wallet computer application and a payment option selection; and (2) processing the transaction request according to the payment option selection. 公开一种用于在交易中动态包括增强数据的系统和方法。根据另一个实施例，在包括至少一个计算机处理器的信息处理装置中，用于使用移动支付应用程序用动态增强数据进行移动钱包支付的方法可以包括：(1)从商家交易点设备接收来自由移动电子设备执行的移动支付应用程序的交易请求，交易请求包括用于供给到移动钱包计算机应用程序的金融工具的唯一标识符和支付选项选择；以及(2)根据支付选项选择处理交易请求。