METHODS AND APPARATUSES FOR FRAUD HANDLING

• Main Authors: ELSHOCHT OLIVIER, LIM ERBIN, TRAUM CRISTIAN, VANDEZANDE BART, AYLWARD CONOR, JOS BARBARA
• Format: Patent
• Language: Chinese; English
• Published: 22.10.2019
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The present disclosure relates to a concept of fraud handling. A data transaction request is received via a data network from at least one user account. The data transaction request is analyzed basedon predefined fraud detection rules to generate a fraud score associated with the at least one user account. The at least one user account is classified as fraudulent account if the associated fraud score exceeds a predefined fraud likelihood threshold. Data transactions associated with a classified fraudulent account via the data network are pseudo-randomly permitted or blocked. 本公开涉及处理欺诈的方法和装置。经由数据网络从至少一个用户帐户接收数据交易请求。基于预定义的欺诈检测规则分析数据交易请求，以生成与至少一个用户账户相关联的欺诈分数。如果相关联的欺诈分数超过预定义的欺诈可能性阈值，则将至少一个用户帐户分类为欺诈性帐户。经由数据网络与分类的欺诈性账户相关联的数据交易为伪随机地许可或阻止的。