Consumer contract processing method and system

• Main Author: GAO YIJIN
• Format: Patent
• Language: Chinese; English
• Published: 23.07.2019
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention discloses a consumption contract processing method and a consumption contract processing system. The method comprises the steps that a server issues a consumption contract element set toa first terminal using a first account, wherein the consumption contract element set comprises a lower limit of a credit value; if the first terminal responds to the consumption contract element setand the credit value corresponding to the first account is lower than the lower limit, a group comprising the first account is created in the server, so that the first terminal invites at least one other account to join the group by sending a message to other terminals using other accounts; and the server calculates credit values of the group according to the credit values corresponding to the accounts in the group, and if the credit values of the group are higher than the lower limit, realizing pairing of merchants corresponding to the consumption contract element set and the group, and signing a consumption contract