Current account stratified interest calculation method and apparatus, computer device and storage medium

• Main Author: ZHANG YANCHEN
• Format: Patent
• Language: Chinese; English
• Published: 16.02.2018
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention provides a current account stratified interest calculation method and apparatus, a computer device and a storage medium. The current account stratified interest calculation method comprises the steps of obtaining a account balance of a current account on each day in one interest settlement period; sorting the account balances to generate sorted balance information; stratifying the interest rates within one interest settlement period according to the deposit term, and establishing a mapping relation table of the deposit term and corresponding interest rates thereof; based on the sorted balance information, the deposit term and the corresponding interest rates thereof, establishing a stratified interest calculation model; and inputting the sorted balance information, the deposit term and the corresponding interest rates thereof of the account whose interest is to be calculated in the corresponding interest settlement period into the stratified interest calculation model togenerate the interest of