Secure payment verification method, payment verification device, server and system

• Main Authors: He Guangbai, Zhong Jian, Situ Daqing, Li Ting, Lin Meiliang
• Format: Patent
• Language: Chinese; English
• Published: 03.08.2016
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention discloses a secure payment verification method, which comprises the steps of receiving a payment request sent by a first terminal, wherein the payment request includes an IP address and a payment account; according to the IP address, obtaining the first location of the first terminal; according to the payment account, obtaining a mobile number bound to the payment account; according to the mobile number, invoking the location information of a base station from the channel of an operator, wherein the base station is in communication with the first mobile terminal with the currently inserted mobile number; obtaining the second location of the first mobile terminal based on the location information of the base station; and judging whether the first location and the second location are in the same preset range or not. If the first location and the second location are in the same preset range, the verification is passed and the payment is continued. Based on the above verification method, the probabi