A system and method using multi-dimensional rating to determine an entity's future commercial viability

• Main Authors: KIERZKOWSKI KAROLINA ANNA, DAVIES ROBIN FRY, YUAN XIN, BALLEW PAUL DOUGLAS, DANITZ MICHAEL ERIC, KRAMSKAIA ALLA, SRIVASTAVA JAYESH, WACHHOLZ KATHLEEN, SCRIFFIGNANO ANTHONY JAMES, BASU NIPA, NICODEMO JOHN MARK
• Format: Patent
• Language: English
• Published: 28.01.2015
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

A method and system for determining an entity's future commercial viability comprising (a) using a first predictive modeling, determining a future commercial viability of the entity, the first predictive modeling derived by identifying patterns in data and relating to predictive attributes, generating a viability score; (b) using predictive modeling to generate a relative ranking of the entity against its peer group, generating a comparative viability score; (c) measuring data depth to quantify how much is known about the entity and, thus confidence in the viability score and comparative viability score, generating a data depth indicator; (d) assigning a company profile by segmentation to define and group the entity with other similar entities in terms of size, years in business, availability of complete financial statement and commercial trade history; and (e) outputting a multi-dimensional viability rating comprising the viability score, comparative viability score, data depth indicator, and company profile.