COMPUTER IMPLEMENTED FINANCE MANAGEMENT ROUTING SYSTEM

• Main Author: MAC INNIS, JOSEPH PETER
• Format: Patent
• Language: English; French
• Published: 19.06.2008
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

Broadly, the present invention relates to data processing A finance manager system or "system" relating to the auto industry provides a gateway for vehicle purchase lead, management tools to seamlessly integrate the auto sales process with the auto finance process, and enables sellers to initiate, process, and decision loan transactions with financial institutions The financial management system includes, among other things, credit filters, auto population of documents, and' a decision engine that ret.pi.eves or collects and combines or merges the borrower's credit file(s) with an applicant's information, processes the information or data to a specific vehicle and finance structure, matches the data against a lender's prop.pi.etary mix of loan programs p.pi.cing, credit policies and/or custom sco.pi.ng models to determine if a borrower has qualified for a loan and makes a result presentation of a finance level of acceptability available to the auto dealer