PERBANDINGAN KARTU KREDIT DAN KARTU KREDIT BERBASIS SYARIAH DI INDONESIA

Apparently, even causing the pros and contra, the business of credit cards tempts most perpetrators of Islamic banks to make sharias’credit card. Sharia based credit cards have a number of differences than the conventional credit card. One of them is the basic law that refers to the Banking Law, as...

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Bibliographic Details
Published inAl-Iqtishad : Jurnal Ilmu Ekonomi Syariah Vol. 3; no. 2; pp. 255 - 272
Main Author Zainul Arifin Yusuf
Format Journal Article
LanguageEnglish
Published Syarif Hidayatullah State Islamic University of Jakarta 01.11.2015
Subjects
credit card
credit card sharia
ijarah
interest
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Summary:Apparently, even causing the pros and contra, the business of credit cards tempts most perpetrators of Islamic banks to make sharias’credit card. Sharia based credit cards have a number of differences than the conventional credit card. One of them is the basic law that refers to the Banking Law, as well as to the Islamic banking law, and the National Fatwa Council of Sharia. In addition, Islamic credit cards are credit cards that implement the wage system (ujrah). In the transaction, Islamic credit card users free of interest and penalties. Penalties only apply to customers who are in default, and the fine is not used as revenue for the bank, but it is distributed to the social fund
ISSN:2087-135X
2407-8654
DOI:10.15408/aiq.v3i2.2525