AN EMPIRICAL STUDY ON SERVICE QUALITY PERCEPTIONS AND CONTINUANCE INTENTION IN MOBILE BANKING CONTEXT IN INDIA

This paper examines the factors influencing the continuance decisions of the early adopters of m-banking services in Kerala, India. The study was designed in the backdrop of the issues faced by the banks to attract more customers irrespective of the huge mobile penetration in the country. The study...

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Bibliographic Details
Published inJournal of internet banking and commerce : JIBC Vol. 17; no. 1; p. 1
Main Authors Kumar, Reji G, Rejikumar, G, Ravindran, D Sudharani
Format Journal Article
LanguageEnglish
Published Ottawa ARRAY Development 01.04.2012
Subjects
Adjustment
Banks
Customer satisfaction
Customer services
Information technology
Innovations
Mobile commerce
Perceptions
Quality of service
Studies
Technology Acceptance Model
Technology adoption
Trends
India
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Summary:This paper examines the factors influencing the continuance decisions of the early adopters of m-banking services in Kerala, India. The study was designed in the backdrop of the issues faced by the banks to attract more customers irrespective of the huge mobile penetration in the country. The study used constructs adopted from Technology Acceptance Model along with constructs of perceived service quality, perceived credibility and perceived risk to empirically establish the influence on satisfaction and continuance usage intentions. The study could find strong linkage between perceived service quality, satisfaction and continuance intentions. The study also confirmed that after adoption of the technology, the customer finds satisfaction in the quality parameters of the service. Perceptions about the risks involved in m-banking had adverse impact on service quality and satisfaction. Continuance intentions were found solely dependent on satisfaction in the m-banking context in Kerala. [PUBLICATION ABSTRACT]
ISSN:1204-5357
1204-5357