Cost Sharing in Health Insurance — A Reexamination

Concern that the terms of some health insurance policies encourage overuse of medical care has led to the argument that an important element of cost containment is cost consciousness on the consumer's part. Comprehensive health care reform in the United States now appears very unlikely. Neverth...

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Bibliographic Details
Published inThe New England journal of medicine Vol. 332; no. 17; pp. 1164 - 1168
Main Author Rasell, M. Edith
Format Journal Article
LanguageEnglish
Published Boston, MA Massachusetts Medical Society 27.04.1995
Subjects
Biological and medical sciences
Cost Sharing
Female
General aspects
Health care policy
Health insurance
Health Services - utilization
Health Services Misuse - economics
Health systems. Social services
Hospitals
Humans
Insurance coverage
Insurance, Health - economics
Medical sciences
Medicare
Physicians
Practice Patterns, Physicians' - economics
Public health. Hygiene
Public health. Hygiene-occupational medicine
Treatment Outcome
United States
United States
United Kingdom > UK
Canada
United States > US
Human
Prevention
Improvement
Costs
Sharing
Professional practice
Public health
National insurance
Care
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Summary:Concern that the terms of some health insurance policies encourage overuse of medical care has led to the argument that an important element of cost containment is cost consciousness on the consumer's part. Comprehensive health care reform in the United States now appears very unlikely. Nevertheless, there is still a high degree of interest in making consumers more cost conscious. 1 Two approaches are often proposed. The first is to increase the level of cost sharing specified in insurance policies by raising copayments or coinsurance rates and to make cost sharing a part of every policy. The second is to require . . .
Bibliography:ObjectType-Article-2
SourceType-Scholarly Journals-1
ObjectType-Feature-3
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ObjectType-Commentary-1
ISSN:0028-4793
1533-4406
DOI:10.1056/NEJM199504273321711