Multi-banking ATM system services using biometrics

Automated Teller Machine (ATM) transactions are now regarded as secure, dependable, and unavoidable for meeting our financial obligations. The conventional method of utilizing an ATM requires the use of a debit card. But occasionally users run out of money in their accounts or forget their cards, wh...

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Bibliographic Details
Published inManagement science letters Vol. 14; no. 4; pp. 219 - 226
Main Authors Patil, Harsha, Mahandule, Vikas, Khachane, Lekharaj, Narkhede, Shruti
Format Journal Article
LanguageEnglish
Published Growing Science 2024
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Summary:Automated Teller Machine (ATM) transactions are now regarded as secure, dependable, and unavoidable for meeting our financial obligations. The conventional method of utilizing an ATM requires the use of a debit card. But occasionally users run out of money in their accounts or forget their cards, which makes it difficult to execute a purchase. Mobile phone use has been an unavoidable development, similar to ATM usage. By connecting these electronic devices, it has become possible to make cash withdrawals that are both quick and secure without the use of a debit card, or “card-less cash withdrawals”. For user authentication, face detection, OTP and fingerprint scanning are used. Three tiers of security are constructed by this. If all three parameters are authenticated then and then only the user is allowed to the banking transaction.
ISSN:1923-9335
1923-9343
DOI:10.5267/j.msl.2024.3.002