Lifestyle Behaviors: Evaluating Behaviors That May Justify Increasing the Employee’s Cost for Employer-Provided Health Insurance

Responding to the increasing cost of employer-provided health insurance, some employers have instituted a number of cost-savings efforts such as reduced benefits, limited access, increased copayments, differential premiums and wellness programs. Of interest in this article are cost abatement efforts...

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Bibliographic Details
Published inCompensation and Benefits Review Vol. 41; no. 6; pp. 49 - 54
Main Author Hughes, R. Eugene
Format Journal Article Trade Publication Article
LanguageEnglish
Published Los Angeles, CA SAGE Publications 01.11.2009
SAGE PUBLICATIONS, INC
Subjects
Cost control
Employers
Health care expenditures
Insurance premiums
Lifestyles
Studies
Wellness programs
United States > US
lifestyle behaviors
health insurance premiums
health care costs
differential health insurance premiums
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Summary:Responding to the increasing cost of employer-provided health insurance, some employers have instituted a number of cost-savings efforts such as reduced benefits, limited access, increased copayments, differential premiums and wellness programs. Of interest in this article are cost abatement efforts that focus on lifestyle behaviors that can adversely influence insurance costs. If such efforts are to succeed, it will require employee acceptance of these efforts. This article presents information that identifies lifestyle behaviors that might reasonably receive support for such differential treatment.
ISSN:0886-3687
1552-3837
DOI:10.1177/0886368709346691