Last Decade Analysis over the Impact of Loans Deposits on the Romanian Economy: from Hook to Anchor

Traditionally, banking consists in attracting deposits or other repayable funds from the population and in granting loans. This paper aims to analyze the attracted deposits and the loans granted in the Romanian banking system, as well as analyze the evolution of deposits and loans in terms of the in...

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Bibliographic Details
Published inRevista de Management Comparat International Vol. 21; no. 2; pp. 188 - 215
Main Authors Ciurel, Adriana-Daniela, Anghel, Cristian
Format Journal Article
LanguageEnglish
Published Bucharest EDITURA ASE 01.05.2020
ASE Publishing House
Revista de Management Comparat International
Editura ASE
Subjects
analyze
Bank deposits
Banking industry
banking system
Causality
Consumption
deposits
Economic growth
Financial inclusion
Financial Markets
Financial services
GDP
Gross Domestic Product
Growth rate
Interest rates
International finance
loans
Macroeconomics
National Economy
Population
Present Times (2010 - today)
Researchers
Studies
Variables
vec
Poland
Romania
Pakistan
India
banking system
VEC
loans
deposits
analyze
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Summary:Traditionally, banking consists in attracting deposits or other repayable funds from the population and in granting loans. This paper aims to analyze the attracted deposits and the loans granted in the Romanian banking system, as well as analyze the evolution of deposits and loans in terms of the interest rate for the whole banking system with the help of the VEC Model for the period 2007-2018. The importance of this work lies in its contribution to understand how the massification of credit facilities designed to finance both private consumption and investment by companies help in the economic recovery.
ISSN:1582-3458
2601-0968
DOI:10.24818/RMCI.2020.2.188