Implementing Stablecoin Transactions in SAP ERP for Streamlined Cross-Border Payments

• Published in: Journal of wireless mobile networks, ubiquitous computing and dependable applications Vol. 16; no. 2; pp. 293 - 315
• Main Author: Jamithireddy, Nagendra Harish
• Format: Journal Article
• Language: English
• Published: 30.06.2025
• ISSN: 2093-5374; 2093-5382
• DOI: 10.58346/JOWUA.2025.I2.019

In organization contexts, cross-border payments have always been complicated due to exorbitant fees, time delays, and the tangled web of regulations governed by traditional banking systems. This research explores integrating stablecoin transactions into SAP ERP systems to eliminate these gaps and provide instantaneous international transfers at minimal costs. The implementation and testing of a hybrid architecture comprising stablecoin APIs, smart contracts, and custom SAP modules were carried out in multiple geographic and currency contexts. This study uses a design theory methodology to focus on best knowns, measuring performance indicators like transaction latency, savings, system throughput, and compliance. The results confirm consistent improvements of more than 65% in transaction processing time and up to 40% in cost when compared with payment automation methods. In addition, the solution showed strong interoperability with the SAP FI and Treasury modules subject to KYC/AML regulatory controls. This research presents an enterpriselevel adaptable framework for secure stablecoin integration into ERP systems, marking a significant milestone in corporate cross-border payment solutions.