METHOD AND SYSTEM FOR A FRAMEWORK FOR MONITORING ACQUIRER CREDIT SETTLEMENT RISK
Provided is a system, method, and computer program product for a framework for monitoring acquirer credit settlement risk. A system for monitoring acquirer credit settlement risk includes a transaction database and at least one processor. The processor may be programmed or configured to generate a f...
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Main Authors | , , , , , , |
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Format | Patent |
Language | English French |
Published |
09.02.2023
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Subjects | |
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Abstract | Provided is a system, method, and computer program product for a framework for monitoring acquirer credit settlement risk. A system for monitoring acquirer credit settlement risk includes a transaction database and at least one processor. The processor may be programmed or configured to generate a first acquirer risk score based on a plurality of transaction records and a first risk algorithm, a first merchant risk score based on the plurality of transaction records and the first risk algorithm, a second acquirer risk score based on the plurality of transaction records and a second risk algorithm, and a second merchant risk score based on the plurality of transaction records and the second risk algorithm. A final acquirer risk score may be generated based on the first acquirer risk score, the second acquirer risk score, the first merchant risk score, and the second merchant risk score.
L'invention concerne un système, un procédé et un produit programme d'ordinateur pour une structure permettant de surveiller un risque de règlement de crédit d'acquéreur. Un système de surveillance du risque de règlement de crédit d'acquéreur comprend une base de données de transactions et au moins un processeur. Le processeur peut être programmé ou configuré pour générer un premier score de risque d'acquéreur sur la base d'une pluralité d'enregistrements de transaction et d'un premier algorithme de risque, un score de risque de premier commerçant sur la base de la pluralité d'enregistrements de transactions et du premier algorithme de risque, un second score de risque d'acquéreur sur la base de la pluralité d'enregistrements de transactions et d'un second algorithme de risque, et un score de risque de second commerçant sur la base de la pluralité d'enregistrements de transactions et du second algorithme de risque. Un score de risque d'acquéreur final peut être généré sur la base du premier score de risque d'acquéreur, du second score de risque d'acquéreur, du score de risque du premier commerçant et du score de risque du second commerçant. |
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AbstractList | Provided is a system, method, and computer program product for a framework for monitoring acquirer credit settlement risk. A system for monitoring acquirer credit settlement risk includes a transaction database and at least one processor. The processor may be programmed or configured to generate a first acquirer risk score based on a plurality of transaction records and a first risk algorithm, a first merchant risk score based on the plurality of transaction records and the first risk algorithm, a second acquirer risk score based on the plurality of transaction records and a second risk algorithm, and a second merchant risk score based on the plurality of transaction records and the second risk algorithm. A final acquirer risk score may be generated based on the first acquirer risk score, the second acquirer risk score, the first merchant risk score, and the second merchant risk score.
L'invention concerne un système, un procédé et un produit programme d'ordinateur pour une structure permettant de surveiller un risque de règlement de crédit d'acquéreur. Un système de surveillance du risque de règlement de crédit d'acquéreur comprend une base de données de transactions et au moins un processeur. Le processeur peut être programmé ou configuré pour générer un premier score de risque d'acquéreur sur la base d'une pluralité d'enregistrements de transaction et d'un premier algorithme de risque, un score de risque de premier commerçant sur la base de la pluralité d'enregistrements de transactions et du premier algorithme de risque, un second score de risque d'acquéreur sur la base de la pluralité d'enregistrements de transactions et d'un second algorithme de risque, et un score de risque de second commerçant sur la base de la pluralité d'enregistrements de transactions et du second algorithme de risque. Un score de risque d'acquéreur final peut être généré sur la base du premier score de risque d'acquéreur, du second score de risque d'acquéreur, du score de risque du premier commerçant et du score de risque du second commerçant. |
Author | WANG, Fei WANG, Lan LIN, Yu-San WANG, Sheng WU, Yuhang CHEN, Qingguo CAI, Yiwei |
Author_xml | – fullname: CHEN, Qingguo – fullname: CAI, Yiwei – fullname: WANG, Fei – fullname: WANG, Sheng – fullname: WU, Yuhang – fullname: LIN, Yu-San – fullname: WANG, Lan |
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DocumentTitleAlternate | PROCÉDÉ ET SYSTÈME POUR STRUCTURE PERMETTANT DE SURVEILLER UN RISQUE DE RÈGLEMENT DE CRÉDIT D'ACQUÉREUR |
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Snippet | Provided is a system, method, and computer program product for a framework for monitoring acquirer credit settlement risk. A system for monitoring acquirer... |
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Title | METHOD AND SYSTEM FOR A FRAMEWORK FOR MONITORING ACQUIRER CREDIT SETTLEMENT RISK |
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