Financial services card that provides visual indicator according to available balance defined policies

An approach is provided that displays visual indicators on a financial services card, such as a credit or debit card, that indicates the user's balance at a financial services provider. Available funds data is received at a financial services card that includes visual indicators (e.g., LEDs, et...

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Main Authors MAHMOOD FAHAD, SHAH DHAVAL KIRITBHAI, JAIN BHUSHAN PRADIP, MIJAR RAVINDRA MOHAN
Format Patent
LanguageEnglish
Published 03.12.2013
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Abstract An approach is provided that displays visual indicators on a financial services card, such as a credit or debit card, that indicates the user's balance at a financial services provider. Available funds data is received at a financial services card that includes visual indicators (e.g., LEDs, etc.), a memory, a processor, a power source, and a wireless transmitter. The available funds data is received via the wireless transmitter. Visual indicators are selected based on the available funds data received from the financial services provider. The selected visual indicators are activated by providing power to the indicators from the power source. In one embodiment, the power source is a piezoelectric material, such as a piezoelectric crystal, that generates power to activate the visual indicators and run the processors and wireless transmitter based on manipulation of the card (e.g., applying pressure, etc. to the card) by the user.
AbstractList An approach is provided that displays visual indicators on a financial services card, such as a credit or debit card, that indicates the user's balance at a financial services provider. Available funds data is received at a financial services card that includes visual indicators (e.g., LEDs, etc.), a memory, a processor, a power source, and a wireless transmitter. The available funds data is received via the wireless transmitter. Visual indicators are selected based on the available funds data received from the financial services provider. The selected visual indicators are activated by providing power to the indicators from the power source. In one embodiment, the power source is a piezoelectric material, such as a piezoelectric crystal, that generates power to activate the visual indicators and run the processors and wireless transmitter based on manipulation of the card (e.g., applying pressure, etc. to the card) by the user.
Author MIJAR RAVINDRA MOHAN
JAIN BHUSHAN PRADIP
SHAH DHAVAL KIRITBHAI
MAHMOOD FAHAD
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RelatedCompanies INTERNATIONAL BUSINESS MACHINES CORPORATION
MIJAR RAVINDRA MOHAN
JAIN BHUSHAN PRADIP
SHAH DHAVAL KIRITBHAI
MAHMOOD FAHAD
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Snippet An approach is provided that displays visual indicators on a financial services card, such as a credit or debit card, that indicates the user's balance at a...
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SubjectTerms CALCULATING
CHECKING-DEVICES
COIN-FREED OR LIKE APPARATUS
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
HANDLING RECORD CARRIERS
PHYSICS
PRESENTATION OF DATA
RECOGNITION OF DATA
RECORD CARRIERS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
Title Financial services card that provides visual indicator according to available balance defined policies
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