BANK SYSTEM, AND METHOD AND PROGRAM EXECUTED BY BANK SYSTEM

• Main Authors: TACHIBANA KAZUYA, INOUE YASUAKI
• Format: Patent
• Language: English; Japanese
• Published: 16.09.2021
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

To provide a bank system for managing an account with a succession function and a succession procedure due to a contract of a gift on donor's death.SOLUTION: A bank system determines whether a first user has applied for a succession contract in response to the reception of inheritance start information to be associated with the first user, generates asset transfer data from a first account to a second account on the basis of a succession condition associated with the first user, and performs asset transfer management according to the asset transfer data if the determination shows an affirmative result. The first account is associated with the first user, and the second account is associated with a second user. Signatures by the first user and the second user are attached to contract data associated with the succession condition.SELECTED DRAWING: Figure 6 【課題】死因贈与契約による承継機能付き口座および承継手続きを管理する銀行システムを提供する。【解決手段】銀行システムは、第１のユーザに関連付けられる相続開始情報を受信したことに応答して、第１のユーザが承継契約を申し込み済みかどうかを判定し、判定が肯定的な結果を示す場合、第１のユーザに関連付けられる承継条件に基づいて、第１の口座から第２の口座への資産移管データを生成し、資産移管データに従って、資産移管処理を行う。第１の口座は、第１のユーザに関連付けられ、第２の口座は、第２のユーザに関連付けられる。承継条件に関連付けられる契約書データは、第１のユーザおよび第２のユーザによる署名が付加されている。【選択図】図６