BILLING/SETTLEMENT SYSTEM USING A PLURALITY OF PAYMENT/SETTLEMENT MEANS, METHOD, AND PROGRAM

• Main Author: HAGA MASAHIKO
• Format: Patent
• Language: English; Japanese
• Published: 19.11.2020
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

To provide a billing/settlement system using a plurality of payment/settlement means, a method and a program.SOLUTION: The billing/settlement system includes a processor configured to: register a plurality of payment/settlement means; receive a billing request including claimant information, claimee information and a billing amount; determine a priority order of application of the payment/settlement means based on the plurality of payment/settlement means and the billing request; transmit a payment request based on the billing request and the priority order of application of the payment/settlement means; and repeat transmission of the payment request in a descending order of the priority order of application of the payment/settlement means when a payment becomes incomplete.SELECTED DRAWING: Figure 7 【課題】複数の支払・決済手段を用いた請求・決済システム、方法およびプログラムを提供する。【解決手段】請求・決済システムは、複数の支払・決済手段を登録し、請求者情報、被請求者情報、および請求金額を含む請求処理要求を受信し、複数の支払・決済手段および請求処理要求に基づいて、支払・決済手段の適用優先順位を決定し、請求処理要求、支払・決済手段の適用優先順位に基づいて、決済処理要求を送信し、決済処理が未完了となった場合、支払・決済手段の適用優先順位の高い順に決済処理要求の送信を繰り返す、ように構成されたプロセッサを備える。【選択図】図７