DATA PROCESSING DEVICE, DATA PROCESSING METHOD, AND PROGRAM

To provide a system of a transfer source financial institution with comprehensive transfer data set with a correct account name received from a system of a transfer destination financial institution.SOLUTION: A data processing device generates a payee account confirmation message on the basis of fun...

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Bibliographic Details
Main Authors MIYAUCHI YUJI, ARISADA TOMOAKI
Format Patent
LanguageEnglish
Japanese
Published 21.05.2020
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Summary:To provide a system of a transfer source financial institution with comprehensive transfer data set with a correct account name received from a system of a transfer destination financial institution.SOLUTION: A data processing device generates a payee account confirmation message on the basis of fund transfer detail data included in fund transfer data received from a first financial institution system, transmits the generated payee account confirmation message to a second financial institution system associated with the payee account confirmation message, and in response to receiving a payee account confirmation result message generated based on the payee account confirmation message from the second financial institution system, determines whether a first account name does not match a second account name on the basis of the level of accordance calculated by comparing the first account name included in the fund transfer detail data with the second account name included in the payee account confirmation result message, and rewrites the first account name to the second account name if it is determined that they do not match and a predetermined condition is met.SELECTED DRAWING: Figure 7 【課題】被仕向金融機関のシステムから受信した正しい口座名義をセットした総合振込データを仕向金融機関のシステムに提供する。【解決手段】データ処理装置は、第1の金融機関システムから受信した資金移動データに含まれる資金移動明細データに基づいて受取人口座確認電文を生成し、生成された受取人口座確認電文を受取人口座確認電文に関連付けられる第2の金融機関システムに送信し、受取人口座確認電文に基づいて生成された受取人口座確認結果電文を第2の金融機関システムから受信したことに応答して、資金移動明細データに含まれる第1の口座名義と受取人口座確認結果電文に含まれる第2の口座名義とを比較することにより算出された一致の程度に基づいて第1の口座名義と第2の口座名義とが不一致であるか否かを判定し、不一致であると判定され、かつ予め定められた条件を満たす場合、第1の口座名義を第2の口座名義に書き換える。【選択図】図7
Bibliography:Application Number: JP20180211462