NETWORK-ACCESSIBLE POINT-OF-SALE DEVICE INSTANCE

• Main Authors: CAMPBELL, BRAD, LEE, RAMALINGHAM, HARSHA, CANAVOR, DARREN, E, HANSON, ROBERT, HITCHOCK, DANIEL
• Format: Patent
• Language: English; French; German
• Published: 12.08.2015
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; ELECTRIC COMMUNICATION TECHNIQUE; ELECTRICITY; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR; WIRELESS COMMUNICATIONS NETWORKS

Validation data, such as an image selected by a merchant, is rendered on a mobile device of a customer to provide the merchant confirmation that payment for an item submitted through the mobile device of the customer was in fact received by the merchant. The merchant may establish an account on a network-accessible computing device (e.g., in the "cloud") that includes the validation data. The customer authorizes payment to the merchant from the mobile device using the network connectivity of the mobile device. When the payment is received by the merchant, the network-accessible computing device sends the validation data to the customer's mobile device. The merchant may be confident that he or she has in fact received an electronic payment from the customer when the validation data is presented on the mobile device. Techniques to prevent reuse and copying of the validation data are also discussed.