RECHARGE AMOUNT TRANSFER SYSTEM AND METHOD FOR ELECTRONIC PAYMENT MEANS USING PORTABLE PHONE

• Main Authors: HWANG, JIN WOO, LEE, SEON KU, PARK, JIN WOO
• Format: Patent
• Language: English; French; German
• Published: 11.05.2011
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The present invention relates to a recharge amount transfer system for an electronic payment means using a portable phone. The present invention comprises: a first user terminal that indexes a recharge balance stored in a first electronic settlement payment means according to recharge amount transfer request information input by a first user, transmits a generated recharge amount transfer request SMS if the amount to be transferred is less than the recharge balance, receives a first recharge amount transfer completion SMS, and updates the recharge balance stored in the first electronic settlement payment means; a recharge server that indexes the first user information already stored according to the recharge amount transfer request SMS, generates and transmits a recharge amount transfer confirmation request SMS accordingly, receives a recharge amount transfer confirmation SMS, updates the first and second user information already stored in a recharge storage DB, and transmits the generated first and second recharge amount transfer completion SMS; and a second user terminal unit that receives the recharge amount transfer confirmation request SMS, generates and transmits a recharge amount transfer confirmation SMS according to the recharge amount transfer confirmation information input by a second user, receives the second recharge amount transfer completion SMS, and updates the recharge balance stored in a second electronic settlement payment means.