Insurance industry group short insurance business commission grading issuing method

• Main Authors: ZHAO ZUWEI, MA QUN, LING CHAOHAO, LIU YE, GU YIFU
• Format: Patent
• Language: Chinese; English
• Published: 12.07.2024
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention provides an insurance industry group short insurance business commission grading issuing method. The method comprises the following steps: S1, configuring control parameters; s2, downloading insurance policy commission basic data and insurance premium income from the GMIS system at regular intervals; s3, calculating a loss ratio according to historical loss data of the insurance policy; s4, marking a commission proportion and calculating a corresponding commission; s5, calculating the commission according to the commission proportion, and synchronizing the data to the GMIS system; according to the invention, for group short insurance business commission graded issuing, the highest commission is calculated according to factors such as unit control parameters and compensation rates at all levels and system control is carried out, and if the calculated highest commission needs to be exceeded, approval needs to be carried out through a related approval process; the functions of differentiated manage