Suspicious transaction online identification method and device

• Main Authors: LIU SHANSHAN, HE HUICHENG, HOU HAIBO, YANG ZHENHUA
• Format: Patent
• Language: Chinese; English
• Published: 20.10.2020
• Subjects: CALCULATING; COMPUTING; COUNTING; DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES; PHYSICS; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR

The invention provides a suspicious transaction online identification method and a device. The suspicious transaction online identification method comprises the steps of obtaining a transaction priceof a to-be-identified transaction and a transaction opponent credit rating; and identifying suspicious transactions according to a pre-generated identification model, the transaction price and the credit rating of the transaction opponent. The suspicious transaction online identification method and the device provided by the invention can be embedded into a transaction management process to identify whether a suspicious situation such as benefit transmission exists with a current transaction opponent, and reduce investment loss through real-time in-process monitoring and reminding control in allusion to multi-level approval in a transaction internal management process. 本发明提供了一种可疑交易在线识别方法及装置，可疑交易在线识别方法包括：获取待识别交易的交易价格以及交易对手信用评级；根据预生成的识别模型、所述交易价格以及所述交易对手信用评级识别可疑交易。本发明提供的可疑交易在线识别方法及装置，能够嵌入到交易管理过程中，识别与当前交易对手是否存在利益输送等可疑