SYSTEMS AND METHODS FOR DETERMINING FRAUDULENT TRANSACTIONS USING DIGITAL WALLET DATA
A computing device for risk-based analysis of a payment card transaction is provided herein. The computing device includes a processor communicatively coupled to a memory. The computing device is programmed to receive a request for authentication of the payment card transaction. The payment card tra...
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Format | Patent |
Language | English French |
Published |
24.03.2016
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Abstract | A computing device for risk-based analysis of a payment card transaction is provided herein. The computing device includes a processor communicatively coupled to a memory. The computing device is programmed to receive a request for authentication of the payment card transaction. The payment card transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder. The computing device is also programmed to identify fraud feature data from the digital wallet. The computing device is further programmed to compute a fraud score for the payment card transaction based at least in part on the fraud feature data. The computing device is still further programmed to provide the fraud score for use during authentication of the suspect consumer. |
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AbstractList | A computing device for risk-based analysis of a payment card transaction is provided herein. The computing device includes a processor communicatively coupled to a memory. The computing device is programmed to receive a request for authentication of the payment card transaction. The payment card transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder. The computing device is also programmed to identify fraud feature data from the digital wallet. The computing device is further programmed to compute a fraud score for the payment card transaction based at least in part on the fraud feature data. The computing device is still further programmed to provide the fraud score for use during authentication of the suspect consumer. |
Author | HUBBARD, STEVE E TOMASOFSKY, CHRISTIAN P DA SILVA, LUIS FELIPE DE ALMEIDA FERREIRA |
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DocumentTitleAlternate | SYSTEMES ET PROCEDES POUR DETERMINER DES TRANSACTIONS FRAUDULEUSES A L'AIDE DE DONNEES DE PORTEFEUILLE NUMERIQUE |
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RelatedCompanies | MASTERCARD INTERNATIONAL INCORPORATED |
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Snippet | A computing device for risk-based analysis of a payment card transaction is provided herein. The computing device includes a processor communicatively coupled... |
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SubjectTerms | CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR |
Title | SYSTEMS AND METHODS FOR DETERMINING FRAUDULENT TRANSACTIONS USING DIGITAL WALLET DATA |
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