METHOD AND SYSTEM FOR ENHANCED CHECK IMAGE PRIVACY

• Main Authors: WILES, CAROL W, CALMAN, MATTHEW A, SHUSTER, JOSEPH P, CARMODY, KATHRYN B, HUFF, LOWELL R, LEE, CLARENCE E., II, ABERNETHY, GEORGE MILLER, DOMALLY, GREGORY TYRONE
• Format: Patent
• Language: English; French
• Published: 02.05.2008
• Subjects: CALCULATING; COMPUTING; COUNTING; HANDLING RECORD CARRIERS; PHYSICS; PRESENTATION OF DATA; RECOGNITION OF DATA; RECORD CARRIERS

A method and system for enhanced check image privacy are disclosed. Embod iments of the present invention provide a way to automatically link the resu lts from quality assurance software to a check image archive to appropriatel y mark images as unretrievable by customers. Images are interrogated with a data matching algorithm to determine whether a confidence score expressing a likelihood that the image matches associated, stored magnetic ink character recognition (MICR) data is below a pre-set threshold. The image can be then automatically designated in the financial document archive. The image can b e displayed to an operator for analysis when the confidence score is above t he pre-set threshold and below a pre-set limit, or in cases where the confid ence score cannot be determined by the data matching algorithm.