Contactless Credit Cards Payment Fraud Protection by Ambient Authentication

• Published in: Sensors (Basel, Switzerland) Vol. 22; no. 5; p. 1989
• Main Authors: Yang, Ming-Hour, Luo, Jia-Ning, Vijayalakshmi, Murugesan, Shalinie, Selvaraj Mercy
• Format: Journal Article
• Language: English
• Published: Switzerland MDPI AG 03.03.2022; MDPI
• Subjects: ambient authentication; Cell Phone; Cellular telephones; Communication; Computer Security; Credit cards; Fraud; Fraud - prevention & control; Humans; IoT security; Mobile commerce; mobile transaction; mutual authentication; NFC; Personal identification numbers; Sensors; smart card; mutual authentication; IoT security; mobile transaction; NFC; smart card; ambient authentication

In recent years, improvements to the computational ability of mobile phones and support for near-field-communication have enabled transactions to be performed by using mobile phones to emulate a credit card or by using quick response codes. Thus, users need not carry credit cards but can simply use...