The financial inclusion assemblage: Subjects, technics, rationalities
This article introduces financial inclusion as a global assemblage of subjects, technics, and rationalities that aim to develop poor-appropriate financial products and services. Microfinance forms the foundation, but also the boundary of the assemblage, which is premised on the assumption that the 2...
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| Published in | Critique of anthropology Vol. 31; no. 4; pp. 381 - 401 |
|---|---|
| Main Author | |
| Format | Journal Article |
| Language | English |
| Published |
London, England
SAGE Publications
01.12.2011
Sage Publications Sage Publications Ltd |
| Subjects | |
| Online Access | Get full text |
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| Abstract | This article introduces financial inclusion as a global assemblage of subjects, technics, and rationalities that aim to develop poor-appropriate financial products and services. Microfinance forms the foundation, but also the boundary of the assemblage, which is premised on the assumption that the 2.7 billion poor people in the world who do not currently have access to formal loan, savings, and insurance products are in need of such offerings. The work of the Institute for Money, Technology and Financial Inclusion at the University of California, Irvine, with its emphasis on ethnographic research into culturally grounded monetary practices and logics, is presented as an alternative to the quantitative, economic, and financial logics that drive the assemblage. |
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| AbstractList | This article introduces financial inclusion as a global assemblage of subjects, technics, and rationalities that aim to develop poor-appropriate financial products and services. Microfinance forms the foundation, but also the boundary of the assemblage, which is premised on the assumption that the 2.7 billion poor people in the world who do not currently have access to formal loan, savings, and insurance products are in need of such offerings. The work of the Institute for Money, Technology and Financial Inclusion at the University of California, Irvine, with its emphasis on ethnographic research into culturally grounded monetary practices and logics, is presented as an alternative to the quantitative, economic, and financial logics that drive the assemblage. This article introduces financial inclusion as a global assemblage of subjects, technics, and rationalities that aim to develop poor-appropriate financial products and services. Microfinance forms the foundation, but also the boundary of the assemblage, which is premised on the assumption that the 2.7 billion poor people in the world who do not currently have access to formal loan, savings, and insurance products are in need of such offerings. The work of the Institute for Money, Technology and Financial Inclusion at the University of California, Irvine, with its emphasis on ethnographic research into culturally grounded monetary practices and logics, is presented as an alternative to the quantitative, economic, and financial logics that drive the assemblage. [PUBLICATION ABSTRACT] This article introduces financial inclusion as a global assemblage of subjects, technics, and rationalities that aim to develop poor-appropriate financial products and services. Microfinance forms the foundation, but also the boundary of the assemblage, which is premised on the assumption that the 2.7 billion poor people in the world who do not currently have access to formal loan, savings, and insurance products are in need of such offerings. The work of the Institute for Money, Technology and Financial Inclusion at the University of California, Irvine, with its emphasis on ethnographic research into culturally grounded monetary practices and logics, is presented as an alternative to the quantitative, economic, and financial logics that drive the assemblage. Reprinted by permission of Sage Publications Ltd This article introduces financial inclusion as a global assemblage of subjects, technics, and rationalities that aim to develop poor-appropriate financial products and services. Microfinance forms the foundation, but also the boundary of the assemblage, which is premised on the assumption that the 2.7 billion poor people in the world who do not currently have access to formal loan, savings, and insurance products are in need of such offerings. The work of the Institute for Money, Technology and Financial Inclusion at the University of California, Irvine, with its emphasis on ethnographic research into culturally grounded monetary practices and logics, is presented as an alternative to the quantitative, economic, and financial logics that drive the assemblage. [Reprinted by permission of Sage Publications Ltd., copyright holder.] |
| Author | Schwittay, Anke F. |
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| Keywords | microfinance financial inclusion monetary practices ethnographic research mobile money poor-appropriate financial services Ethnography Appropriation Rationality Finance Practice Research Embeddedness Money Services Microfinance Technique |
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| SubjectTerms | California Cultural anthropology Economics Ethnographic research Ethnography Ethnology Exchange circuits, markets, money Financial inclusion Financial management Financial services Loans Low Income Groups Microfinance Morphological source materials Motivation Poor Quantitative analysis Rationality Savings Technology Universities |
| Title | The financial inclusion assemblage: Subjects, technics, rationalities |
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