Parental Financial Socialization, Financial Experiences, and Financial Behaviors: Comparing Asian American and International Asian College Students

Paying for college expenses can be stressful for anyone, regardless of citizenship status. Asian American students and their parents may be negotiating with each other who will shoulder these expenses, while international Asian students often enter this country with their parents' financial sup...

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Published inFinancial counseling and planning Vol. 32; no. 1; pp. 68 - 85
Main Authors Li, Yiting, Zuiker, Virginia S, Mendenhall, Tai J, Montalto, Catherine P
Format Journal Article
LanguageEnglish
Published New York, NY Springer Publishing Company 01.01.2021
Association for Financial Counseling and Planning Education
Subjects
Academic Achievement
Asian American Students
Asian Americans
Asian people
Asians
Behavioral Sciences
Citizenship
College students
Colleges & universities
Counseling
Foreign Students
General Counseling
Knowledge Level
Late Adolescents
Marriage and Family Counselling
Minority & ethnic groups
Money Management
Parent Financial Contribution
Parent Influence
Paying for College
Personal finance
Role Models
Socialization
Stress Variables
Student Attitudes
Undergraduate Students
Young adults
United States > US
family financial socialization
financial attitudes
financial behaviors
Asian
college students
financial knowledge
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Abstract Paying for college expenses can be stressful for anyone, regardless of citizenship status. Asian American students and their parents may be negotiating with each other who will shoulder these expenses, while international Asian students often enter this country with their parents' financial support already established. This is the first study to specifically examine a large sample of Asian college students (n = 671) and explore how parents influence Asian students' financial attitudes, knowledge, and behaviors through a family financial socialization theoretical lens. Results show that financial socialization is positively associated with financial behaviors for all Asian college students. Findings are informative for college counselors, financial advisors, educators, and clinicians who work with Asian students and their parents.
AbstractList Paying for college expenses can be stressful for anyone, regardless of citizenship status. Asian American students and their parents may be negotiating with each other who will shoulder these expenses, while international Asian students often enter this country with their parents' financial support already established. This is the first study to specifically examine a large sample of Asian college students (n = 671) and explore how parents influence Asian students' financial attitudes, knowledge, and behaviors through a family financial socialization theoretical lens. Results show that financial socialization is positively associated with financial behaviors for all Asian college students. Findings are informative for college counselors, financial advisors, educators, and clinicians who work with Asian students and their parents.
Paying for college expenses can be stressful for anyone, regardless of citizenship status. Asian American students and their parents may be negotiating with each other who will shoulder these expenses, while international Asian students often enter this country with their parents' financial support already established. This is the first study to specifically examine a large sample of Asian college students ( n = 671) and explore how parents influence Asian students' financial attitudes, knowledge, and behaviors through a family financial socialization theoretical lens. Results show that financial socialization is positively associated with financial behaviors for all Asian college students. Findings are informative for college counselors, financial advisors, educators, and clinicians who work with Asian students and their parents.
Audience Higher Education
Postsecondary Education
Author Li, Yiting
Mendenhall, Tai J
Zuiker, Virginia S
Montalto, Catherine P
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  givenname: Virginia S
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  organization: Associate Professor, Department of Human Sciences, The Ohio State University, 115F Campbell Hall, 1787 Neil Avenue, Columbus, OH 43210-1295. E-mail: montalto.2@osu.edu
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Issue 1
Keywords family financial socialization
financial attitudes
financial behaviors
Asian
college students
financial knowledge
Language English
License All rights reserved. Reproduction, distribution, or translation without express written permission is strictly prohibited.
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Snippet Paying for college expenses can be stressful for anyone, regardless of citizenship status. Asian American students and their parents may be negotiating with...
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StartPage 68
SubjectTerms Academic Achievement
Asian American Students
Asian Americans
Asian people
Asians
Behavioral Sciences
Citizenship
College students
Colleges & universities
Counseling
Foreign Students
General Counseling
Knowledge Level
Late Adolescents
Marriage and Family Counselling
Minority & ethnic groups
Money Management
Parent Financial Contribution
Parent Influence
Paying for College
Personal finance
Role Models
Socialization
Stress Variables
Student Attitudes
Undergraduate Students
Young adults
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Title Parental Financial Socialization, Financial Experiences, and Financial Behaviors: Comparing Asian American and International Asian College Students
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