Credit scoring of micro and small entrepreneurial firms in China

• Published in: International entrepreneurship and management journal Vol. 17; no. 1; pp. 29 - 43
• Main Authors: Wang, Chengbin, Fang, Kuangnan, Zheng, Chenlu, Xu, Hechao, Li, Zewei
• Format: Journal Article
• Language: English
• Published: New York Springer US 01.03.2021; Springer Nature B.V
• Subjects: Business and Management; Credit scoring; Emerging Markets/Globalization; Entrepreneurship; Financial institutions; Management; Parameter estimation; Regression analysis; Small business; China; Logistic regression; Bi-level variable selection; Composite MCP; Credit scoring; Micro and small entrepreneurial firms (MSEFs)

It is difficult for micro and small entrepreneurial firms (MSEFs) to access external financing from formal financial institutions because financial institutions cannot obtain sufficient and reliable credit information about MSEFs. With the development of the internet and data collection technologies...