Trends underlying employer-sponsored health insurance growth for Americans younger than age sixty-five
Little is known about the trends in health care spending for the 156 million Americans who are younger than age sixty-five and enrolled in employer-sponsored health insurance. Using a new source of health insurance claims data, we estimated per capita spending, utilization, and prices for this popul...
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Published in | Health Affairs Vol. 32; no. 10; pp. 1715 - 1722 |
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Main Authors | , , , , |
Format | Journal Article |
Language | English |
Published |
United States
The People to People Health Foundation, Inc., Project HOPE
01.10.2013
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Abstract | Little is known about the trends in health care spending for the 156 million Americans who are younger than age sixty-five and enrolled in employer-sponsored health insurance. Using a new source of health insurance claims data, we estimated per capita spending, utilization, and prices for this population between 2007 and 2011. During this period per capita spending on employer-sponsored insurance grew at historically slow rates, but still faster than per capita national health expenditures. Total per capita spending for employer-sponsored insurance grew at an average annual rate of 4.9 percent, with prescription spending growing at 3.3 percent and medical spending growing at 5.3 percent. Out-of-pocket medical spending increased at an average annual rate of 8.0 percent, whereas out-of-pocket prescription drug spending growth was flat. Growth in the use of medical services and prescription drugs slowed. Medical price growth accelerated, and prescription price growth decelerated. As a result, changes in utilization contributed less than changes in price did to overall spending growth for those with employer-sponsored insurance. |
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AbstractList | Little is known about the trends in health care spending for the 156 million Americans who are younger than age sixty-five and enrolled in employer-sponsored health insurance. Using a new source of health insurance claims data, we estimated per capita spending, utilization, and prices for this population between 2007 and 2011. During this period per capita spending on employer-sponsored insurance grew at historically slow rates, but still faster than per capita national health expenditures. Total per capita spending for employer-sponsored insurance grew at an average annual rate of 4.9 percent, with prescription spending growing at 3.3 percent and medical spending growing at 5.3 percent. Out-of-pocket medical spending increased at an average annual rate of 8.0 percent, whereas out-of-pocket prescription drug spending growth was flat. Growth in the use of medical services and prescription drugs slowed. Medical price growth accelerated, and prescription price growth decelerated. As a result, changes in utilization contributed less than changes in price did to overall spending growth for those with employer-sponsored insurance. Little is known about the trends in health care spending for the 156 million Americans who are younger than age sixty-five and enrolled in employer-sponsored health insurance. Using a new source of health insurance claims data, we estimated per capita spending, utilization, and prices for this population between 2007 and 2011. During this period per capita spending on employer-sponsored insurance grew at historically slow rates, but still faster than per capita national health expenditures. Total per capita spending for employer-sponsored insurance grew at an average annual rate of 4.9 percent, with prescription spending growing at 3.3 percent and medical spending growing at 5.3 percent. Out-of-pocket medical spending increased at an average annual rate of 8.0 percent, whereas out-of-pocket prescription drug spending growth was flat. Growth in the use of medical services and prescription drugs slowed. Medical price growth accelerated, and prescription price growth decelerated. As a result, changes in utilization contributed less than changes in price did to overall spending growth for those with employer-sponsored insurance. Adapted from the source document. Little is known about the trends in health care spending for the 156 million Americans who are younger than age sixty-five and enrolled in employer-sponsored health insurance. Using a new source of health insurance claims data, we estimated per capita spending, utilization, and prices for this population between 2007 and 2011. During this period per capita spending on employer-sponsored insurance grew at historically slow rates, but still faster than per capita national health expenditures. Total per capita spending for employer-sponsored insurance grew at an average annual rate of 4.9 percent, with prescription spending growing at 3.3 percent and medical spending growing at 5.3 percent. Out-of-pocket medical spending increased at an average annual rate of 8.0 percent, whereas out-of-pocket prescription drug spending growth was flat. Growth in the use of medical services and prescription drugs slowed. Medical price growth accelerated, and prescription price growth decelerated. As a result, changes in utilization contributed less than changes in price did to overall spending growth for those with employer-sponsored insurance. [PUBLICATION ABSTRACT] |
Author | Newman, David Gaynor, Martin Herrera, Carolina-Nicole Town, Robert J Parente, Stephen T |
Author_xml | – sequence: 1 givenname: Carolina-Nicole surname: Herrera fullname: Herrera, Carolina-Nicole – sequence: 2 givenname: Martin surname: Gaynor fullname: Gaynor, Martin – sequence: 3 givenname: David surname: Newman fullname: Newman, David – sequence: 4 givenname: Robert J surname: Town fullname: Town, Robert J – sequence: 5 givenname: Stephen T surname: Parente fullname: Parente, Stephen T |
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CitedBy_id | crossref_primary_10_1146_annurev_publhealth_040617_013544 crossref_primary_10_1111_jels_12076 crossref_primary_10_1377_hlthaff_2015_0436 crossref_primary_10_2139_ssrn_2927165 crossref_primary_10_1007_s11151_018_9623_2 crossref_primary_10_1016_j_fertnstert_2014_10_042 crossref_primary_10_15195_v9_a10 crossref_primary_10_1542_peds_2014_0555 |
Cites_doi | 10.1377/hlthaff.2012.0493 10.1377/hlthaff.2012.1297 10.1377/hlthaff.2012.0708 10.1016/j.jhealeco.2011.04.002 10.1377/hlthaff.2012.1206 |
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SubjectTerms | Age Appropriations and expenditures Claims Codes Datasets Drugs Financing, Personal - trends GDP Gross Domestic Product Health Benefit Plans, Employee - economics Health Benefit Plans, Employee - trends Health care expenditures Health care policy Health Expenditures - trends Health insurance Health services Humans Insurance Insurance claims Insurance coverage Medical service Medicare Middle Aged Per capita Pharmacy Population Prescription drugs Prescriptions Prices Studies Trends United States |
Title | Trends underlying employer-sponsored health insurance growth for Americans younger than age sixty-five |
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