The Development of Macroprudential Regulation of Bank Household Lending in Russia

• Published in: Finansy: teoriâ i praktika (Online) Vol. 24; no. 4; pp. 75 - 87
• Main Authors: Miroshnichenko, O. S., Voronova, N. S., Gamukin, V. V.
• Format: Journal Article
• Language: English; Russian
• Published: Government of the Russian Federation, Financial University 18.08.2020
• Subjects: достаточность капитала банка; доходы населения; макропруденциальная политика; неработающие ссуды; отношение долга к доходам dti; пандемия; показатель долговой нагрузки pti; резерв на возможные потери по ссудам

The article highlights the use of macroprudential instruments by the Bank of Russia that regulate the population Lending of the Russian banking sector. The purpose of the work is to study the theoretical background and practical results of using indicators of the total cost of credit and the debt lo...